Supplemental Security Income (SSI) is one of the most essential monthly support programs in the United States for low-income individuals aged 18–64. As April 2024 begins, many are asking: Am I eligible for the $762 average SSI payment? When will it arrive? How much will I receive?
Whether you’re applying for the first time or already enrolled, understanding your SSI eligibility, income limits, and how payments are calculated can help you maximize your benefits.
Let’s break down exactly what to expect from April 2024 SSI payments, including who qualifies, how much you could receive, and how to apply.
What Is SSI and Who Is It For?
Supplemental Security Income (SSI) is a federal income support program managed by the Social Security Administration (SSA). Unlike Social Security Retirement or Disability Insurance (SSDI), SSI does not require any prior work history or Social Security contributions.
Instead, it’s a need-based program designed to help:
- Adults aged 18 to 64 who are disabled or blind
- Individuals with limited income and resources
- U.S. citizens or certain qualified non-citizens living in the U.S. or Northern Mariana Islands
How Much Is the SSI Payment in April 2024?
While the maximum federal SSI payment for individuals is $943 per month, most recipients receive less due to their income or living arrangement.
For April 2024:
- The estimated average monthly SSI payment for individuals aged 18–64 is $762.
- Couples who both qualify for SSI may receive up to $1,415 combined.
- Essential persons (people who care for someone receiving SSI) may receive up to $472.
Your actual amount may be higher or lower depending on:
- Whether you receive state supplements
- How much income or assistance you receive
- Your housing situation
States like California, New York, and New Jersey offer extra payments that can increase your total monthly benefit beyond the federal maximum.
SSI Payment Date for April 2024
For most SSI recipients, April 1, 2024, is the official payment date.
You will receive your funds via:
- Direct deposit
- Paper check (if not enrolled in direct deposit)
- Direct Express® debit card
If you also receive SSDI, your SSDI payment will be delivered separately, depending on your birthdate.
Who Is Eligible for April 2024 SSI?
To qualify for SSI in April 2024, you must meet these basic requirements:
1. Age & Disability Criteria
- Be between ages 18 and 64
- Be blind or disabled (as determined by SSA guidelines)
2. Income Limits
Your monthly income must fall below the SSI thresholds:
- Individuals: $943/month
- Couples: $1,415/month
However, not all income is counted. SSA excludes certain income types, including:
- The first $20 of unearned income
- The first $65 of earned income (plus half of the remaining earnings)
- Food stamps and certain housing subsidies
3. Resource Limits
To qualify, your total countable assets must be below:
- $2,000 for individuals
- $3,000 for couples
Resources include:
- Cash, savings, and checking accounts
- Stocks, bonds, and other investments
- Extra vehicles or properties (excluding your home and one car)
How Living Arrangements Affect Your SSI Payment
Where you live — and who pays for your food and shelter — can impact your benefit:
- Receiving free rent or food from family or friends? Your SSI amount may be reduced.
- Living in a state with SSI supplements? You may receive more than the $943 federal cap.
How to Apply for SSI in April 2024
If you think you may qualify, it’s best to apply as early as possible.
Required Documents:
- Proof of age and identity (birth certificate, passport, ID)
- Medical records confirming your disability
- Proof of income and resources (bank statements, pay stubs)
- Your Social Security number
How to Apply:
- Online: www.ssa.gov
- By phone: Call 1-800-772-1213 (TTY: 1-800-325-0778)
- In person: Visit your local Social Security office
The application process can take 3 to 5 months, but urgent cases (such as terminal illness or homelessness) may qualify for expedited processing.
Final Thoughts
SSI remains a critical source of income for millions of Americans aged 18–64 who cannot work due to disability or low income. The April 2024 SSI payment, averaging $762, provides much-needed support to eligible individuals — but actual benefits vary based on each person’s financial situation.
By understanding your eligibility, applying early, and tracking your payment schedule, you can secure the support you deserve. If you believe you qualify, don’t wait — begin your SSI application today.
Frequently Asked Questions About April SSI Payments
Is the $762 amount guaranteed for all applicants?
No. $762 is an average payment for recipients aged 18–64. Your payment depends on your income, state of residence, and living arrangement.
Can I qualify for both SSDI and SSI?
Yes, if your SSDI payment is low, you may also qualify for SSI to bring your income up to the federal SSI standard.
Will my SSI payment increase in May 2024?
SSI amounts remain constant month to month unless your income, resources, or living situation changes.
How do I check my April SSI payment status?
- Log in to your My Social Security Account at ssa.gov
- Call 1-800-772-1213
- Visit a local SSA office