If you’re a student or apprentice aged 25 or older in Australia, the Austudy benefit could be a key financial support option in 2025. With updated rates and streamlined digital applications, this government-backed payment helps full-time learners manage their living costs during higher education or vocational training.
Here’s a detailed, up-to-date guide on how to claim up to $699.50 per fortnight through Austudy in 2025, who’s eligible, and what additional support you can receive.
What is Austudy?
Austudy is an income support payment designed for Australians aged 25 years and over who are enrolled in approved full-time study programs or Australian apprenticeships. Provided by the Department of Social Services via Services Australia, the payment helps cover essential living expenses so that students can focus on their academic or training goals without being financially overwhelmed.
Updated Austudy Rates for 2025
To keep up with the rising cost of living, Austudy rates were revised on January 1, 2025. The current payment structure includes:
- Single with no children: $663.30 per fortnight
- Single with children: $836.60 per fortnight
- Couples without children: $663.30 per fortnight (each)
- Couples with children: $718.10 per fortnight (each)
The maximum amount that a single eligible recipient without dependents can receive is $699.50, which includes base pay and potential supplementary benefits like Rent Assistance and the Energy Supplement, depending on personal circumstances.
Who Is Eligible?
Before applying, it’s important to confirm your eligibility based on several key criteria:
- Age: You must be 25 years or older at the time of application.
- Residency: Applicants must be Australian citizens, permanent residents, or hold a protected Special Category visa, and must be physically present in Australia.
- Enrollment: You must be enrolled in an approved full-time course or Australian apprenticeship.
- Income and Assets: You must pass means testing based on income and assets.
Income Test: What You Can Earn
Austudy is means-tested, meaning your fortnightly income impacts how much you receive.
- You can earn up to $528 per fortnight without affecting your payment.
- Every dollar earned above this threshold reduces the payment by 50 cents.
- If you have a partner, your payment will be reduced if their income exceeds $1,368 per fortnight.
Assets Test: What You Can Own
Services Australia also considers what you own. This includes savings, property (excluding your primary residence), and investments.
- The limits vary based on whether you’re single, in a couple, and if you’re a homeowner.
- Excessive assets could either reduce your payment or make you ineligible.
You can find the exact thresholds and updated values on the official Services Australia Austudy page.
Step-by-Step: How to Apply for Austudy in 2025
Applying for Austudy is now a fully digital process, handled through myGov. Here’s how to do it:
- Create or log in to your myGov account
Visit myGov and either create a new account or log in if you already have one. - Link your account to Centrelink
Use your Centrelink Customer Reference Number (CRN) to link your Centrelink profile to myGov. - Verify your identity
Upload identity documents such as a passport, driver’s license, or birth certificate. - Confirm your study or apprenticeship status
Provide proof of enrollment in a full-time approved course or apprenticeship. - Submit financial information
Include recent payslips, bank statements, and documentation on any assets or investments. - Make your claim
Navigate to “Centrelink Services” in myGov, click “Make a Claim,” then select “Austudy.” Fill out all required fields and upload your documents. - Track your application
You will receive updates through your myGov inbox. Processing typically takes a few weeks.
Additional Benefits You Might Qualify For
If you’re approved for Austudy, you may also be eligible for supplementary payments:
- Rent Assistance: Additional payment if you’re renting privately or through community housing.
- Energy Supplement: A small bonus to offset electricity and utility costs.
- Health Care Card: Offers discounts on medicines, medical services, and public transport.
Check your Centrelink portal regularly, as some of these benefits are automatically assessed based on your Austudy status.
Key Things to Remember
- Early application is essential. You can claim Austudy up to 13 weeks before your course starts.
- Ensure all documents are clear and accurate to avoid delays.
- Keep your income and study status updated with Centrelink to avoid overpayments or issues.
Final Thoughts
In 2025, Austudy continues to be a valuable lifeline for thousands of students and apprentices navigating the challenges of education and daily living expenses. With payments of up to $699.50 per fortnight, plus access to supplementary assistance, eligible Australians can worry less about bills and more about their academic journey.
If you’re over 25, studying full-time, and meet the income and asset criteria, this program could significantly ease your financial burden.
For the most accurate and current updates, always refer to the official Services Australia Austudy page.
By staying informed and following the steps above, you can ensure you access the full range of support available to you in 2025.